Maximize Your Yield: Top 12-Month CD Rates & Hidden Traps

Side-by-side comparison chart of 12-month CD rates from Marcus by Goldman Sachs and Ally Bank showing interest yields.

5.15% APY versus 4.90% APY. As of March 01, 2026, those are the exact yield rates you will find comparing a 12-month Certificate of Deposit from Marcus by Goldman Sachs against a competing 12-month CD from Ally Bank. According to NerdWallet, locking in exactly $10,000 at the 5.15% rate yields $515 in gross interest over … Read more